The recent economic and financial crises have left millions of people jobless; even business owners are not exempted. Over the last couple of years Jordan Clarkson Authentic Jersey , small businesses have succumbed to the financial and economic turmoil. The crisis has also affected the various business centers outside of the US. Hewlett-Packard has withdrawn all its outlets from various countries, just to name a few companies who have suffered tremendously in the hands of the financial crisis. But for the ordinary 8-to-5 job holders, what does this mean for them?
The Scary Truth
“HOW CAN I PAY FOR MY HOME?” would be the first thing that you would ask yourself in the event you lost your job and you are not alone; there are millions of people who share the same sentiments. The same thing can be said for people who are lucky enough to have their jobs but are the mercy of the struggling economy.
How can I protect my home if I don’t have a job?
Losing your home is a hundred times worse than losing your job. However, there are steps that you can take to protect your mortgage without going overboard on your finances:
1. Talk with your lender: Ask your lender about their late payment policies in advance. Most lenders are completely open about this discussion and they may even consider modifying your payment plans to suit your financial situation. This also stops them from reporting to the credit bureaus about possible failed payments in the near future.
2. Get a job-loss insurance: With the current economic condition, it’s best to arm yourself with this kind of insurance and it couldn’t have come at a better time. But you have to consider the fact that it takes some time to process your application as well as the date of payout. Even though you’re confident about your job security George Hill Authentic Jersey , getting job-loss insurance should still be one of your priorities.
3. Have an emergency fund: As early as now, you should start putting a fraction of your income in an emergency fund. This is your GO-TO source during certain financial challenges. Remember when our moms taught us to put money in our piggy bank? At the very least, you should have 3 months worth of income saved in your emergency funds.
By being proactive in saving money and discussing with your lender, you can protect your mortgage without putting too much strain on your wallet. Remember, it helps to be financially ready.
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As an executive, you're often required to think of unique and unusual ways to get noticed and hired. You have to venture out to functions when others don't have to. It's recommended that you not only create your own professional blog, but also get on board with other blogs and write for them. Well, there's one more thing to add to the list: making speeches.
At your level of expertise, you want to have a well-known name and a closely associated brand LeBron James Authentic Jersey , and public speeches are very helpful to this end. If you're not used to making professional presentations (which you should be at this point) then it's time to learn how. Here are some tips to help you make speeches that could bulk up your resume.
Find Your Topic
Your first job when come up with a speech to give is to come up with your topic. You're undoubtedly an expert in some subject. Of course, you should consider that you might be an expert in your field of work, but you might have other expertise, such as hobbies or skills that you've developed over the years.
Many organizations are looking for people to give insight on a number of topics, including how to invest in the stock market Kyrie Irving Authentic Jersey , how to teach yourself to use the computer and even how to save money. However, as an executive your best bet is to speak on topics that could help push your career, such as leadership, organization, and the like.
Get Your Audience
Your next step is to find the right audience for your topic. As mentioned previously Jordan Clarkson Jersey , there are tons of organizations that are looking for leaders in the community to offer insight, advice and expertise on a wide variety of topics, so it's great to start there.
However, you could also give speeches at your local library, many of which have events within in their walls on a regular basis. Also George Hill Jersey , you could be a very effective speaker for different companies. If fact, some find that they're so talented at giving motivational speeches to companies that this becomes their full-time job.
Make Your Speech
Of course, once you've created your topic and found your audience, it's time to actually make the speech. Again, you're probably well aware of the basics of speech-making Kevin Love Jersey , so we don't have to go over much. It helps to keep the basics in mind: a strong introduction, memorable material, and attention-getting tactics (such as eye contact and direct interaction with your audience) are all important--and most of all, have fun. our hard work to give your speech, it's time to add it to your resume. Since it was not completed for a job LeBron James Jersey , you could create either add to another section or create a special section for it (if you've done more than one). If you create a new section, try an interesting but to the point title such as "Speaking Engagements." And if you've only given one and want to add to with other items, your title could be "Presentations, Guest Blogs, Special Events" - or whatever you would like to group together.